Terms and Conditions of usage of Payments 2.0 –
Please note that your use of and access to Payments 2.0 services (as defined below) are subject to the following terms which include binding arbitration. In case you do not agree to all of the following, you may not use or access our services in any manner. Payments 2.0 reserves the right to amend these terms and conditions at any time without notice.
Effective from 1st July 2019
Welcome to Payments 2.0, a comprehensive converging payments platform. If you have any queries, comments or concerns regarding these services, please contact us at firstname.lastname@example.org
These terms may change along with our services and as and when new features and services are added to the platform. Payments 2.0 reserves the right to change these terms without any notice but we will try our best to place information on our website, sending communication via email or notification messages.
Not agreeing to the terms and rejecting them may unfortunately mean that you will no longer be able to use our services. Using the services after a change to the terms is effective will mean that you agree to all the changes.
Other than the changes as described here in after, no other amendments or modifications will be effective unless in writing and communicated by us.
Using our services –
Customer may be required to sign up for an account by selecting an user name and password. Customer promises to provide us with correct and updated registration information at the time of sign up process. Customer should select the user name that S/He has right to use and may not select any other person’s name with the intent to impersonate that person. Account cannot be transferred to another person without our prior permission.
Customer represents and warrants that S/He is an individual of legal age (age may be country and region specific) to register and use our services. Customer will only use our services for his/her own personal use and not on behalf of or for the benefit of any third party and ensures compliance with the law of the land. If the use of our services is prohibited by applicable laws, then you are not authorized to use our services. Payments 2.0 will not be responsible for your using our services in a way that breaks the law.
You will no share your account or password with anyone and must always protect the security of your account and password. You will be responsible for any activity associated with your account. You agree to notify us immediately if you notice any unauthorized activity or usage of your account.
Your use of the services is subject to the following additional restrictions –
You represent, warrant and agree that you will not contribute any content or user submission or otherwise use our services or interact with our services in a manner that –
Intellectual property rights or any other rights of anyone else including Payments 2.0 are violated or infringed.
Violates any law of regulation, including any applicable export control laws
Is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene or otherwise of objectionable nature
Compromising the security of your Payments 2.0 account or anyone else’s such as allowing someone else to log in to your account as you
Attempts in any manner to obtain the password, account or other security information from any other user
Violates the security of Payments 2.0 network or hacks any passwords or security encryption codes
Uses crawlers or spiders or robots on any page, data, or portion of or relating to our services or content through use of manual or automated means
Copies or stores any portion or part of the content
Decompiles or reverse engineer or otherwise attempt to obtain the source code or underlying ideas or information relating to our services
Runs a mailing list of any form of auto-responder of spam on our services or any processes that run or otherwise interfere with the proper working of our services including by placing any unreasonable load on our servers and infrastructures.
Any violation of terms is grounds for termination of your right to use or access our services.
Grant to use of our services –
You as a customer are granted a non-exclusive, non sub-licensable, non-transferable, personal limited license to use our services only on a computer or a mobile device that is owned by you or in your control, solely for your personal use and as expressly permitted herein. Certain software that we use to provide our services has been licensed from third parties (third party licensor) that are affiliated to us. This limited right to use our services is revocable in our discretion and our third party licensors retain all right, title and interest to their software.
While we take every effort to provide a bug free software in working condition, we do understand that there may be some software bugs or defects that may creep in. We make every effort to correct these bugs in our future releases but we have no obligation to correct any bugs, defects or errors in our services. We also have no obligation to otherwise support, maintain, improve, modify, upgrade, update or enhance our services. We will not be responsible for any loss that may occur owing to these bugs.
The materials displayed or available on or through our services including but not limited to text, graphics, data, articles, photos, images, illustrations, user submissions and so forth (all referred to as “content””) are protected by copyright and/or other intellectual property laws. You promise to abide by all copyright notices, trademark rules, information and restrictions contained in any content you access through our services and you will not use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, upload, display, license, sell or otherwise exploit for any purpose any content not owned by you without prior consent of the owner or in a way that violates someone else’s including our rights.
You understand that we own our services. You will not modify, publish, transmit or participate in the transfer or sale of, or reproduce or create derivative works based on or otherwise exploit any of our services. Our services may allow you to copy or download certain content, please remember that just because this functionality allows, it does not mean that all the restrictions above do not apply – they do.
Will there be any changes to the services offered by Payments 2.0 –
Payments 2.0 are making every effort to improve our services, so they may change over time, we may suspend or discontinue any part of or all our services or we may introduce new features or bring in limits and restrictions on access to parts or all of our services. Similarly, we reserve the right to remove any content from our services at any time for any reason in our sole discretion and without notice.
How much it cost to use the services of Payments 2.0 –
We reserve the right to charge for certain or all services. We will notify you before any services you are using begin carrying a fee, and if you wish to continue using such services, you must pay all applicable fees and taxes for such services.
Please note that you may be liable for interest and certain fees for use of your card pursuant to your credit card agreement with the issuer of the Payments 2.0 card or with us. We urge you to read the card agreement provided by the issuer for more information.
Please note that you may be charged by your telecommunications carrier for utilizing their communication network to access our services. We are not responsible for any such charges or fees.
Steps to take if you believe there has been a violation of your intellectual property rights –
If you believe that your intellectual property rights have been violated by our services, please contact us and provide the following information –
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is infringed
Identification of or a representative list of the work you believe that has been infringed
Identification of the content that is claimed to be infringed or to be the subject of infringement activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit us to locate the content
Information sufficient to permit us and to establish contact with you
A statement that you have a good faith or belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law
A statement that the information in the notification is accurate and under penalty of perjury that you are authorized to act on behalf of the owner of an exclusive right that is allegedly copied
Recommendation of particular computer, device or cell phone or a carrier –
We do not recommend or endorse or make any representation of any kind regarding the performance of any particular mobile device or any particular computer device or any particular telecommunications carrier. We may identify a mobile device or carrier as compatible with our services, but this identification does not constitute a recommendation, endorsement, representation of performance or warranty. You are responsible for the selection of your mobile device and for all issues relating to the operation, performance and cost associated with such device.
Who is responsible for what content is seen activities done –
Any information or content publicly posted or privately transmitted through our services is the sole responsibility of the person from whom such content originated and you access all such information and content at your own risk. Payments 2.0 is not responsible for any errors of omissions or the content or for any damages or loss you might suffer in connection with it. We cannot control and have no duty to take any action regarding how you may interpret and understand and use the content or what actions you may take as a result of having been exposed to the content and you hereby indemnify us from all liability for you having acquired or not acquired content through our services. We cannot guarantee the identity of any users with whom you interact in using our services and are not responsible for which users gain access to our services.
Our services may contain links or connections to third party websites or services that are not owned or controlled by us, when you access third party websites or use third party services, you accept that there are risks in doing so and we are not responsible for such risks.
We encourage you to be aware when you use our services and to read the terms and conditions of each third party website or services that you visit and utilize.
We have no control over, and assume no responsibility for, the content, information, accuracy, privacy policies or opinions expressed in any third party websites or by any third party that you interact with through our services. In addition we will not and cannot monitor, verify, censor, or edit the content of any third party site or service. By using our services, you release and hold us harmless from any and all liability arising from your use of any third party website or services.
Your interactions with organizations, services and / or individuals found on or through our services including payment and delivery of services and any other terms, conditions, warranties or representations associated with such dealings are solely between you and such organizations or individuals. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties.
You agree that we shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings.
If there is a dispute between the users of this services, or between the users and third parties, you agree that we are under no obligation to become involved. In the event that you have a dispute with one or more other users, you release us, our officers, employees, agents and successors from claims, demands and damages of every kind or nature, known or unknown, disclosed or undisclosed arising out of or in any way related to such disputes and our services.
Discontinuation of usage of services –
You are free to discontinue the use of our services by closing the account or informing us to do so. Payments 2.0 also reserves the right to terminate (or suspend access to) your use of our services or you account for any reason in our discretion including the breach of these terms. We have the sole right to decide whether you are in violation of any of the restrictions set forth in these terms.
Account termination may result in destruction of any content associate with your account. Please note that we will provide advance notification before terminating you account so that you are able to retrieve any important user submissions you may have stored in your account (subject to the laws and these terms), but we may not do so if we determine it would be impractical, illegal or not in the interest of someone else safety or security or otherwise harmful to our rights or property.
To the fullest extent allowed by applicable law, you agree to indemnify and hold us and our affiliates, officers, agents, employees and partners harmless from and against any and all claims, liabilities, damages (actual or consequential), losses, and expenses arising from or in any way related to any third party claims relating to your use of services and your violation of these terms. In the event of such claim, suit or action we will attempt to provide notice of the claim to the contact information we have for your account (provided that failure to deliver such information shall not eliminate or reduce your indemnification obligations.
Loss of disruption in services –
Our services are provided ‘”as is” and without warranty. You acknowledge and agree that from time to time, our services may be delayed, interrupted or disrupted for an indeterminate period of time. Such events may include without limitation, server updates, software updates, power outages, equipment malfunctions, natural disasters, attacks on infrastructure by hackers or terrorists, and interruptions or delays in transmission by telecommunication carriers.
We and our affiliates are not liable for any claim arising from any such delay, interruption, disruption or similar failure. In no event we will or our affiliates be liable for indirect, consequential or special damages including lost profits arising from your user of our services even if such damages were reasonably foreseeable and notice was given regarding them. These limitations will apply to all causes of action, whether arising from breach of contract or any legal theory.
You will be responsible for paying, filing and reporting all taxes, duties and other governmental assessments associated with your activity in connection with our services, provided that we may, in ur sole discretion do any of the foregoing on your behalf or for itself as it sees fit. The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder.
If any provisions of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary to that these terms shall otherwise remain full force and effect and enforceable
You and Payments 2.0 agree that these terms are the complete and exclusive statement of the mutual understanding between you and us, and that is supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of these terms. You hereby acknowledge and agree that you are not an employee, agent, partner or joint venture of Payments 2.0 and you do not have any authority of any kind to bind us in any respect whatsoever.